Meet members of the Insurance Coverage Section with the Take Ten Q&A Series!

Meet members of the Insurance Coverage Section with the Take Ten Q&A Series!

We sat down with Justice Dickson to get to know him. Meet him in person on May 21!

In Youell v. Cincinnati Ins. Co., the Indiana Court of Appeals held that a landlord may not pursue a claim against a negligent tenant for damages covered by an insurance policy procured pursuant to the parties’ lease agreement. Furthermore, the landlord’s insurer may not pursue the negligent tenant in subrogation, because a subrogor steps into the subrogee’s shoes and has no legal rights other than the subrogee’s.

In First Acceptance Insurance Company of Georgia, Inc. v. Hughes, the Supreme Court of Georgia considered whether an insurer’s duty to settle claims against its insured arises when (1) the insurer is presented with a valid offer to settle within the insured’s policy limits; or (2) the insurer knows or reasonably should know that settlement within the insured’s policy limits is possible. 

Meet members of the Insurance Coverage Section with the Take Ten Q&A Series!

It is a universally known fact that as lawyers, movies are forever ruined for us. We can no longer sit and watch with disinterest as the story unfolds on the silver screen without, at least once, the thought crossing our mind: "What are the legal ramifications of this?”

In a memorandum decision, the Court of Appeals upheld summary judgment in favor of an insured and held that an umbrella insurance policy did not provide coverage for an insured’s bodily injury suffered in a watercraft accident and that the insurer was not estopped from denying coverage to the insured despite its agent’s post-accident statement to the insured that the umbrella policy would provide coverage.

In recent years, companies like Airbnb and Uber have risen to the top of the news and the market of on-demand service and hospitality. However, how these companies handle liability has recently been questioned by the media. Understanding the specifics and risks of renting through Airbnb means you can make an informed decision should you find yourself in legal situation during your Airbnb stay.

Recently, the Indiana Court of Appeals reiterated its acceptance of the "cause theory," which provides "the number of occurrences is determined by referring to the cause or causes of the damages."