Seventh Circuit: Absent “Concrete Injury” Plaintiffs Have No Standing To Bring FDCPA Claim

By John D. Waller, Dinsmore Shohl LLP

Lesson: Mere annoyance or intimidation by language in a demand letter, without any concrete harm resulting from such language, is insufficient for a plaintiff to have standing to file a FDCPA action.

Case cite: Gunn v. Thrasher, 982 F.3d 1069 (7th Cir. 2020)

Legal issue: Whether a true statement in a demand letter nevertheless injured the plaintiffs. Read more.

This article was submitted by Kay Dee Baired, Krieg DeVault LLP. If you would like to submit content or write an article for the Commercial & Bankruptcy Law Section, please email Kara Sikorski at ksikorski@indybar.org.

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