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Income-Based Repayment Planning: The First 10 Years - Young Lawyers News

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Young Lawyers News

Posted on: Feb 20, 2019

From Above the Law:

It has been 10 years since the first Income-Based Repayment (IBR) plan for federal student loans was introduced. Today, there are alternative IBR based plans such as Pay As You Earn (PAYE) and the Revised Pay As You Earn (REPAYE), each with its benefits and drawbacks. Some people are in one of these plans, others are not, and others are thinking about enrolling. For those who are in it, some will stay on until the outstanding balances are forgiven after 20-25 years. Others have later decided to pay the loans in full and have refinanced their loans to get a lower interest rate.

Keep your eyes open for news regarding the NEW YLD Student Loan Work Group! Details to come.

Read more.

This article was submitted by Jessica Meek, Bingham Greenebaum Doll LLP. If you would like to submit content or write an article for the Young Lawyers Division, please email Kara Sikorski at


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