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Insurance Coverage

Insurance Coverage

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Posted on: Aug 27, 2019

After Megan Osborne and Miranda Stirling were rocked by stage diving concert goers during respective hardcore punk concerts, they each sued band manager, Good Fight Entertainment, LLC, for negligence. Good Fight sought coverage for the lawsuit, but it could get no satisfaction from its insurer, Travelers Insurance, which denied coverage. 

Posted on: Aug 27, 2019

Interpreting Michigan’s No-Fault Statute, the Michigan Supreme Court held an owner or registrant of a motor vehicle is not required to personally purchase no-fault insurance to avoid being barred from receiving personal injury protection benefits. Rather, the statute only requires that the owner maintain the No-Fault insurance at the time of the accident for which PIP benefits are sought.

Posted on: Aug 21, 2019

Recently, the Seventh Circuit found that a policyholder’s act of simply notifying it prior Directors’ and Officers’ insurance provider barred coverage under the current D&O policy, even though the current policy should have otherwise provided coverage. 

Posted on: Jun 20, 2019

In Lee v. Liberty Mutual Fire Insurance Co., the Indiana Court of Appeals examined the question of whether an automobile insurer is entitled to offer underinsured motorist benefits (UIM) coverage in an amount below the bodily injury liability coverage limits of the underlying policy.

Posted on: May 14, 2019

Meet members of the Insurance Coverage Section with the Take Ten Q&A Series!

Posted on: May 7, 2019

We sat down with Justice Dickson to get to know him. Meet him in person on May 21!

Posted on: Apr 17, 2019

In Youell v. Cincinnati Ins. Co., the Indiana Court of Appeals held that a landlord may not pursue a claim against a negligent tenant for damages covered by an insurance policy procured pursuant to the parties’ lease agreement. Furthermore, the landlord’s insurer may not pursue the negligent tenant in subrogation, because a subrogor steps into the subrogee’s shoes and has no legal rights other than the subrogee’s.

Posted on: Mar 27, 2019

In First Acceptance Insurance Company of Georgia, Inc. v. Hughes, the Supreme Court of Georgia considered whether an insurer’s duty to settle claims against its insured arises when (1) the insurer is presented with a valid offer to settle within the insured’s policy limits; or (2) the insurer knows or reasonably should know that settlement within the insured’s policy limits is possible. 

Posted on: Mar 18, 2019

Meet members of the Insurance Coverage Section with the Take Ten Q&A Series!

Posted on: Mar 13, 2019

It is a universally known fact that as lawyers, movies are forever ruined for us. We can no longer sit and watch with disinterest as the story unfolds on the silver screen without, at least once, the thought crossing our mind: "What are the legal ramifications of this?”

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