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An Individual’s “Principal Residence” for Purposes of Qualifying for Uninsured Motorists Coverage is Not Simply Where They are Living at the Time of the Accident - Insurance Coverage

Insurance Coverage

Posted on: Apr 5, 2018

By Ryan T. Leagre, Plews Shadley Racher & Braun LLP

In Grange Mutual Casualty Company v. Estate of Stephen Stetz, 2018 Ind. App. LEXIS 72 (Ind. Ct. App. 2018), the court found—under Ohio law—that Stephen Stetz (who tragically died after being struck by an uninsured motorist) qualified for benefits under his parents’ auto policy as a “family member” because his “principal residence” remained at his parent’s house in Ohio even though he had been living and working in Chicago for over a year.

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